The Terramar Team ___________________________
(239) 498-6885 Al@TerramarRealEstate.com
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Al Baillères (“Bailler”)
Consultant
Loss Mitigation
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Please do not disregard certified mail from your lender's representative upon receipt.
Keep on file documented evidence that you replied acknowledging receipt of their notice, explaining that
you are seeking a payment reduction refinance while aggressively marketing the property for sale, given
that, due to unforeseen circumstances, you are facing financial distress.
SHORT SALE LISTING CHECK LIST.-
Thank you for the opportunity to be of service to you. Please gather the applicable items.
If you are unable to locate everything, please do not hesitate to submit the available items via EMail
(Al@AlBailleres.com), or Fax (239-498-1005), or Mail (3616 McComb Ln, Bonita Springs, FL 34134).
Time is of the essence, many thanks for your responsive attention.
CREDIT REFERENCES:
___ Written explanation of your financially distressed circumstances.
___ Photo ID and Social Security Card.
___ most recent Year End Mortgage Statement (on Real Estate owned).
___ if applicable:
-- copy of Divorce Decree & Separation Agreement.
-- Bankruptcy Documentation.
RESIDENCY:
___ list of Addresses for the past 2 yrs (showing from MONTH/YR to MONTH/YR).
EMPLOYMENT:
___ list of employers (name and address) past 2 years (showing from MONTH/YR to MONTH/YR).
___ 2 most recent PAY-STUBs.
___ most recent W-2s for the past 2 years.
___ most recent Tax Returns for the past 2 years (complete)
OTHER INCOME:
___ (if applicable)
-- Child Support, Pension, Disability, Social Security, etc. * current letters stating amount received.
(Florida Residents call 800/772-1213 for Soc Sec Benefit Letter).
-- Rental Income * copy of Leases, & most recent Year End Mortgage Statements.
SECURITIES & SOURCES OF FUNDS:
___ most recent Statements * on Bank & Investment accounts (for the last “2 months”); or
Stamped & signed Teller Ledger/print-out (reflecting a minimum of “2 months” activity).
ON YOUR REAL ESTATE PROPERTY:
___ Home Owners Insurance (flood-if applicable) * cover page outlining coverage,
and/or Home Owners Association Manager's name & phone # (on PUD or CONDO).
___ Title Insurance (schedule A & B only).
___ most recent Survey (preferably the original w/the raised seal & certified in your name).
___ Trust Agreement (if property is vested in a trust)
___ most recent Appraisal (if available)
REPRESENTATION:
___ proof that home is on the market * refer to our Short Sale Listing Agreement for your signature.
___ proof of authorization to negotiate on your behalf * refer to our Specific Power of Attorney
for your notarized signature.
Click HERE to view Southwest FLORIDA pre-foreclosure bank-short-sale opportunities
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